hello@firstmortgagesteps.co.uk

hello@firstmortgagesteps.co.uk

Budgeting Calculator

Planning your first home purchase? Take Control of Your Finances with Our Budgeting Calculator
Buying your first home is exciting but saving enough money can be a challenge. Understanding where your money goes each month is the first step to financial control. Our easy-to-use budgeting calculator helps you track common expenses such as utilities, internet, food, transport, and entertainment.
By entering your monthly bills, you can quickly see your total spending and receive tailored suggestions on how to cut back. Whether it's switching utility providers, reviewing subscription services, or planning meals, small changes can make a big difference in building your deposit.
This tool is designed specifically for first-time buyers who want to manage their money better and take confident steps towards homeownership. Use the calculator regularly to stay on track with your budget and savings goals.

Why Budgeting Matters for First-Time Buyers

    Free to use – no signup needed
    Helps you understand your spending habits
    Identifies areas to save more money
    Builds discipline for saving a mortgage deposit
    Reduces financial stress and uncertainty


Example: Gas £50, Electricity £40, Water £20











This budgeting calculator is a tool designed to help you estimate and track your monthly expenses. It does not provide financial advice and should not be relied upon as a substitute for professional guidance. For personalised budgeting or mortgage advice, please consult a qualified mortgage broker.

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Ask us anything you'd like to know about mortgages or the house buying process