Mortgage Borrowing Calculator

This calculator is designed to give you an idea of how much you could potentially borrow as a mortgage amount based on your, deposit, annual income, mortgage term and interest rate.

*This figure is an estimate, designed to help you understand what a lender might offer you. Make sure you get accurate figures from your mortgage broker before committing to any mortgage. This calculator uses a borrowing multiple of 4.5x the total annual income. Some lenders may offer different multiples.