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Stamp Duty Calculator

Instant, Free Stamp Duty Tool for England, Northern Ireland, Wales & Scotland

Stamp duty can be a significant cost when purchasing a home. Our calculator provides an estimate of the tax you'll need to pay, helping you budget accordingly. This tool is perfect for first-time buyers in Wiltshire, Somerset and across the UK, giving you a clear picture of your costs based on property price. Use it to avoid surprises when budgeting for your dream home.
Enter the purchase price of your property to see an estimate of your stamp duty liability. This tool reflects current UK tax rates and first-time buyer exemptions.

*This figure is an estimate, designed to help you understand what costs may be involved regarding stamp duty. Make sure you get accurate figures from your mortgage broker before committing to any mortgage.


    Free to use – no signup needed
    Based on latest UK stamp duty bands (2025)
    Supports first-time buyers & home movers
    Includes Land Transaction Tax (Wales) and LBTT (Scotland)
    Great for budgeting and mortgage planning

Stamp Duty Land Tax Rate - England & NI (Effective April 2025)

Here is an example of the stamp duty price brackets and the rate which applies to each. Be sure to check which rates apply to you with your broker, you can also obtain further information on the government website here.

  • Standard Rate

    Up to £125,000

    0%

    £125,001 to £250,000

    2%

    £250,001 to £300,000

    5%

    £300,001 to £500,000

    5%

    £500,001 to £925,000

    5%

    £925,001 to £1.5 million

    10%

    Over £1.5 million

    12%

  • First Time Buyer Rate

    Up to £125,000

    0%

    £125,001 to £250,000

    0%

    £250,001 to £300,000

    0%

    £300,001 to £500,000

    5%

    £500,001 to £925,000

    Standard rate applies

    £925,001 to £1.5 million

    Standard rate applies

    Over £1.5 million

    Standard rate applies

  • Additional Property Rate

    Up to £125,000

    3%

    £125,001 to £250,000

    5%

    £250,001 to £300,000

    8%

    £300,001 to £500,000

    8%

    £500,001 to £925,000

    8%

    £925,001 to £1.5 million

    13%

    Over £1.5 million

    15%

Standard Rate

First Time Buyer Rate

Additional Property Rate

  • Up to £125,000

    0%

    0%

    3%

  • £125,001 to £250,000

    2%

    0%

    5%

  • £250,001 to £300,000

    5%

    0%

    8%

  • £300,001 to £500,000

    5%

    5%

    8%

  • £500,001 to £925,000

    5%

    Standard rate applies

    8%

  • £925,001 to £1.5 million

    10%

    Standard rate applies

    13%

  • Over £1.5 million

    12%

    Standard rate applies

    15%

FAQ

  • Q: What is Stamp Duty Land Tax (SDLT)?

    A: Stamp Duty Land Tax is a government tax paid when purchasing a property in England or Northern Ireland. The amount depends on the property price and your buyer status.

  • Q: Do first-time buyers pay Stamp Duty?

    A: First-time buyers benefit from relief on properties up to £500,000, meaning they pay reduced or no Stamp Duty within certain price bands.

  • Q: How does the Stamp Duty surcharge affect additional properties?

    A: If you buy a second home or buy-to-let property, you usually pay an extra 3% on top of the standard Stamp Duty rates.

  • Q: Can I use this calculator in Scotland and Wales?

    A: Yes. The calculator has a dropdown to select which country you'd like the stamp duty to apply to. Always check with your mortgage broker that figures are correct to your personal circumstances and location.

  • Q: When do I have to pay Stamp Duty?

    A: Stamp Duty must be paid within 14 days of completing your property purchase.

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